Chocolate Mousse / Pie filling

1 (14 oz) can sweetened condensed milk
1 c cold water
1 (6 serving) instant chocolate pudding
1 c whipping cream, whipped

In large bowl combine condensed milk and water.  Add pudding mix and beat well, until pudding thickens.  Chill 5 minutes.  While the pudding is setting up, whip the whipping cream till peaks form.  Fold cream into pudding mix.  Spoon into pie shell and chill covered till ready to serve.

This recipe can be altered to vanilla or banana pudding mix for other flavored pies.  I add bananas to the bottom for banana cream pie.